1. Insights

    Insights is CCP Research Foundation's open-access library containing articles, papers and other publications across a range of topics that relate to the Foundation's "Conduct, Culture and People" agenda.*

    *The views and opinions expressed in the materials available within "Insights" are solely those of the author(s) concerned and do not necessarily reflect the position of the Foundation or its directors.

  1. Name Seven Deadly Sins: ‘Retrospectivity, Culpability and Responsibility’
    Date 2015-04-07 00:00:00 +0100
    Text

    It's fair to say that the general reputation of the banking sector remains very low in 2015 even though some years have now passed since the global financial crisis. As our Conduct Costs Project has shown, the level of fines and other "conduct costs" suffered by major international banks has reached extraordinary proportions. And, in addition to fines and compensation, the public response to conduct failings ranges from demands for prison sentences, resignations and public humiliation to endless demands (sometimes implemented) for special bank "levies", the breaking up of the major banks (or at least their radical shrinking), competition enquiries and encouragement of a growing field of "challenger banks". Can it get any worse? Has it, in fact, gone too far?

    Seven Deadly Sins: ‘Retrospectivity, Culpability and Responsibility’, by Roger McCormick

    Also available on the Conduct Costs Project's website.

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